A Guide to Funding Non-Medical In-Home Support with Truly Above and Beyond LLC
At Truly Above and Beyond LLC, we understand that choosing home care is both a heartfelt and financial decision. Quality care is an investment in your loved one’s dignity, comfort, and daily well-being. While traditional health insurance rarely covers non-medical support, we’re here to help you explore your options and make empowered choices that align with your needs and budget.
Private Pay
The most common method for covering in-home care in California is private pay. It offers full flexibility and personalized service—without insurance restrictions.
At Truly Above and Beyond LLC, we provide:
- Transparent rate structures
- Customized service plans
- Support in managing hours for optimal value
Many families choose private pay for the peace of mind that comes with flexible, reliable care on their terms.
Long-Term Care Insurance (LTC)
Long-Term Care Insurance may cover services like bathing, grooming, companionship, and help with daily living tasks.
Our team assists with:
- Navigating LTC policies
- Providing documentation for reimbursement
- Communicating with your insurer when needed
Helpful Tip: Review the “Home Care” section of your LTC policy or contact your provider to clarify coverage.
Public Programs (Limited Coverage)
Non-medical in-home care is not usually covered by government health insurance, but some limited options may apply:
- Medicare – Covers only short-term, medically necessary care ordered by a physician.
- Medi-Cal – May offer limited services through programs like IHSS (In-Home Supportive Services), pending county evaluation and approval.
While we do not bill public programs directly, we can help guide you to agencies or resources if you may qualify.
HSA & FSA Reimbursement
In some cases, in-home care may be reimbursable through a Health Savings Account (HSA) or Flexible Spending Account (FSA). Always confirm with your benefits administrator or tax advisor regarding eligible expenses.
Family Contributions
Caregiving costs are sometimes shared among family members. We offer flexible billing arrangements to support collaborative caregiving efforts, and can help coordinate payments to reduce financial stress.
Need Help Understanding Your Options?
We offer complimentary consultations to walk you through your choices. Our team is here to help you design a care plan that honors your loved one and works within your means.
📞 Call 562-316-8900
📧 Email: info@trulyaboveandbeyond.com
🌐 Visit: trulyaboveandbeyond.com
Let’s make care more accessible—together.
